Workers Compensation
A service to protect companies and its employees

Workers Compensation represents a compromise between employers and employees regarding employment-related injuries or illnesses. In short, employees relinquish their right to sue employers if they suffer some job-related injury or illness. But in return, employers agree to provide state-mandated benefits if employees suffer some job-related injury or illness. And to ensure employees have the money to pay these mandated benefits, most states require that employers demonstrate that they have the financial ability to pay any claims that may arise. Typically this financial ability is demonstrated through the purchase of Workers' Compensation insurance. Laws regarding workers' compensation insurance vary by state, so check with your independent insurance agent or broker to find out exactly what you need and how it's purchased.